Numerousauto insurance policies are still sold for 12 months. However to meet the flexible driving needs of today’s drivers, short termvehicleinsurance is available for much shorter periods.
A widely accepted definition oftempautoinsurance is short termcoverlasting from a minimum of one day to one month. However, now a few different insurance providers offer flexiblecoverfor between 1 to 6 months.
In addition pay-as-you-go options are now available allowing drivers to setup and manage their policy online. This provides the option of not having to pay for insurance when it won’t be needed.
There areseveral situations wheretest drive car insurance may be needed. One of the most popular is making sure you are protected when borrowing a friendsvehicle. Securing an extra policy for this could protect a no claims bonus built up if no claim has been made for several years. This could therefore be a good option for more experienced drivers.
Another reason tempinsuranceis taken out is to provide protection for a driver sharing the driving on a longer journey.
Insuring an overseas guest while they are over here is a common reason. As is needing short term cover when taking a newly purchased vehicle home. Taking a test drive and requiringinsurancefor a day can be another scenario.
Severalpeople who drive a van, don’t actually own one themselves. This can be wheredrive away insurance is appropriate, when you are borrowing a van for differing scenarios.
Forbikersthat are planning a summer road trip,30 day car insurance could be a solution. This may prove economical if they will only be riding while they are away.